While SMS messages cost money—either on a per-message basis or included with your cellular plan—the messages sent through data-only texting apps will all be free (even if the app itself is not). For this roundup, we've only considered services have both iOS and Android apps so you can connect with anyone on any device.

We’re already on our phones constantly, texting with other people not only through SMS but through different messaging apps. Can you imagine how much you can make if you can get paid to text?

This list has some of the best apps for making money, both for Android and iPhone. Some even have a browser-compatible version you can use, helpful if you have time at work. Side Hustle Apps. Whether you’re saving to buy a house or trying to pay off credit card debt, using a side hustle app can be a simple way to make more money when you need. If you’re looking for new ways to make extra money, you’ll want to check out the top 10 money earning apps. There are more than 10 apps that can earn you money but I wanted to point out the best apps to make money fast. You can also check out the highest paying apps to make sure you’re making the most money for your time.

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  4. Nielsen - Download their app and get paid $50!

Well, you don’t have to imagine anymore, because companies exist that are willing to pay people to text.

Can You Really Earn Money by Texting?

Being fun to be around in real life can earn you some solid opportunities.

But if you can hold your own in a great text conversation, then you can grab some neat perks.

There are quite a few ways to make money by sending texts and each comes with its own set of pros and cons.

Most of the time you’d need mobile phones, though sometimes companies will provide their own applications or software through which you need to send the texts.

But if you want to make money with your smartphone through texting, then make sure to see what opportunities are available and which of them are legitimate. It’s important to know that there are many scammers out there and something that sounds too good to be true usually is.

Below, I’ve listed the three main ways to get paid to text and specific examples that are reliable and used by many people across the globe.

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Before digging into the list below, I suggest you sign up for the 3 best market research companies.

You’ll be notified when new chances are available to earn cash. All you need to do is respond, text in your answers, and get paid.

These companies pay in cash and offer cash signup bonuses to get you started.

  1. Opinion Outpost - Answer questions about products, shape the future, get paid. Sign up and get a free cash bonus.
  2. Toluna Influencers - Work directly with companies like Nike, Samsung, Amazon, and Disney to improve their product lines.
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On to the list!

Get Paid to Text through Ads

No one likes seeing ads everywhere and so far texting has been relatively ad-free.

But some companies are paying people to see and send ads via text.

If you don’t mind seeing the occasional advertisement, then you can earn some easy money from doing what you’re already doing – texting.

1. IMGR

In order to use IMGR (not to be confused with Imgur), you’ll have to download their get paid to text app and send texts via that platform.

The main downside here is that the people you text ads to need to have the app too for you to get paid for texting.

The app is available for both Android and iOS devices and gives you a point for each text you send. Each point equals roughly $0.01, so you’ll have to send quite a lot of texts to earn any sort of decent income.

IMGR is available to anyone over the age of 13.

How’s the pay?

The service resets the points you’ve earned every month, so you’ll need to cash out before that happens.

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The minimum payout is 300 points, which is equivalent to $3 and around 150 texts. This means you’ll need to send at least 150 texts on this app every month to earn.

2. 1Q

1Q pays people to answer simple marketing and research questions via text.

They’ll text you a question, you respond as fast as you can, and they’ll deposit money directly into your PayPal account.

That’s right! Payments are instant. You don’t have to reach a minimum balance or wait to cash out.

How’s the pay?

For the work you’re doing, it’s pretty decent.

You get paid either $0.25 or $0.50 for every question answered.

I know it doesn’t sound like much, but it literally takes just a few seconds to reply and then you get access to the cash immediately.

You’re basically getting paid to check your notifications. It’s as easy as it gets.

3. McMoney

McMoney is a newer app in this space and is paying users to receive text messages.

You can get paid to text by installing the app, receiving text messages, and simply deleting them after you receive them.

Why?

Their goal is to help improve mobile operators assess and improve their services by sending out network tests to a list of people who signed up to receive notifications.

You can make a few extra bucks each month just by being on their list.

How’s the pay?

The earnings per message vary per country, but some websites estimate it at $0.02 to $0.06 per message.

Get Paid to Answer Questions via Text

One of the first apps to do this was ChaCha, which is now no longer running.

Then other companies have jumped to fill this space, of which the biggest player was KGB (not that KGB, though).

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This company allowed you to answer questions people ask through their text messaging services.

However, they too have moved away from the question-and-answer space.

Today, new apps have opened up to fill the void.

Here are the ones you need to check out.

4. Fibler

With over 100,000 installs in the Google Play and App Store, there’s no doubt that Fibler is a widely used expert platform.

You can register with Fibler, advertise your knowledge, and get paid to text with people who have questions related to your field of expertise.

You set your rate and are paid each time someone connects with you to ask a question.

You also have the option to allow voice and video calls as well.

5. JustAnswer

From lawyers and doctors to electricians and plumbers, JustAnswer has plenty of experts ready to answer your questions who are just a text message away.

Aside from text messaging, experts can also be contacted through phone chats or video chats, if they opt to.

Apply to be a JustAnswer expert and submit proof of your expertise, which will be verified first before you’re allowed to answer questions on the site.

You will get a percentage of the amount that customers pay per question, which means you can get anywhere from $5 to $30 per question.

JustAnswer pays experts monthly through their PayPal account.

6. Working Solutions

Working Solutions is a third-party service provider that allows businesses to outsource their customer service, sales, and marketing needs to contractors.

To apply, you’ll need to have excellent communication skills as well as some experience in online chatting.

Earn money texting and chatting

Your main responsibility is to answer questions that these businesses’ customers have, which can come in through SMS and possibly through voice calls, social media, or email.

How’s the pay?

The average agent pay is around $15 per hour, but you can make as little as $7 or as much as $30 per hour, depending on the program you’re working under and on any financial incentives that you may be eligible for.

Get Paid to Use Adult Texting Apps

(The links and website screenshots end here!)

If you’re not one to shy away from online adult content and have no issue with flirting through text, then this one’s for you. Be sure to check out our full guide on how to get paid to go on dates as well.

The adult industry is huge and people want more personal connections.

Texting is one part of that world that can help anyone easily earn extra money.

If they don’t have any moral objections to flirting with strangers, that is.

There’s a big market for this, which means there are also many different ways to get the, er, job done, as they say.

One of the things that you should look out for is whether the app will require that you send photos or videos in addition to texting.

Read the terms and conditions before you sign up for these services, and make sure that you’re comfortable with the service you end up picking.

It should be noted that most of these sites are mainly looking for female chat operators but that the demand for male operators is increasing.

Here are some of the more well-known adult texting apps that guarantee payment.

7. Dream Lover

This is an online chat service owned by Naughty America but doesn’t involve any pornographic actions or requests.

It’s simply a chat service that focuses on providing a platform for their users (“members”) to chat with beautiful women and men (“models”) they find attractive.

Models aren’t obliged to do anything but chat. So while it is encouraged to share photos through the text service, it’s not a requirement.

You can simply create an account and wait for one of the members to drop some tokens and start chatting with you.

People from all over the world can apply as models, as long as they’re over 18, and can fit the Dream Lover chats around their schedule. Everything’s also anonymous because the service uses proxy numbers for all parties involved.

How’s the pay?

You set your own rates for the different services available on Dream Lover. So it’s important to make sure that you’re not aiming too high or too low.

Unfortunately, there isn’t any information available on what is regarded as a good price.

The site itself also doesn’t do much advertising to gain new clientele, which means its mainly up to the models themselves. You’ll have to share your availability via social media to get a steady stream of new clients, which could make this a no-go for anyone who doesn’t want their family and friends to know about it.

Dream Lover pays their models either via check or direct deposit, though the last one is only available to US residents.

8. Chat Recruit

Chat Recruit is a chatting service based in the UK but is open to people worldwide. Besides webcam and phone chats, the service also allows people who sign up to earn money by chatting via text.

What’s great about this is that they let you choose which of these services you want to offer, so you can simply stick to texting if you want. Of course, you can expand your services to webcamming to earn more.

How’s the pay?

It’s pretty easy to get paid via Chat Recruit because they pay directly into your bank account, whether you live in the UK or any other country.

The payment works in a series of levels that you can move up on depending on how many hours per week you put in.

So the more hours you put in, the more you get paid.

The company pays per text and per minute of phone call (if you go for that option too). As far as I can tell, the payment is around 20 pence (about $0.25) per text you send.

9. Text121 Chat

Text121 Chat connects businesses that need text chat operators, customer service agents, and adult phone operators to those looking for such jobs.

Text chat operators can work from home as much or as little as they want, as long as they commit to sending at least 1000 messages a month.

Why is it here under adult texting? Because most of their clients are looking for adult text operators.

How’s the pay?

You’ll get paid per text message; little information is available but it’s reportedly $0.07 per message.

10. TexKings

TexKings is a company that partners with various agencies and specializes in marketing and recruitment.

They’re continually hiring text chat moderators to react and reply to text messages sent by users. The content of the messages range from the mundane to erotic, but when they cross over to offensive to malicious, you’ll need to handle that as well.

How’s the pay?

The pay varies according to the project and the number of messages you’re able to send, but it ranges from 6 to 12 euro cents per message.

They also give out bonuses between €25 to ?€125.

11. FlirtBucks

This one is a bit different from the other adult texting apps in that you’d need a computer to get paid to text and flirt with men on the platform.

But FlirtBucks offers their Chat Operators a safe environment to interact with clients, whether through text chat or through video calls.

Note that although you can do video calls, you don’t have to take your clothes off. In fact, this is discouraged.

FlirtBucks instead encourages friendly, playful, flirtatious conversations and interactions. They remind their Chat Hostesses that they are in control of the chat; if the conversation crosses the line and becomes too graphic, they can always close the chat session.

If you have a pleasant personality and can talk to anyone about anything online, being a Chat Hostess might be a lucrative side gig for you.

How’s the pay?

In your first 3 months, you can earn 10 cents per minute, and if you go beyond six months, you can earn 15 cents per minute texting.

Earn Money Texting And Chatting

You can earn more if you chat with two or more clients at the same time.

Video chat earnings are higher, but you don’t have to do this, as I’ve mentioned.

12. Phrendly

Phrendly is an app that allows users to flirt through text, phone calls, and video calls without having to give out their personal numbers or risk real-life rejections.

It’s been described as “paid Tinder” in that it works similarly, with users swiping left or right. The difference is once someone likes your profile and initiates texting, you get paid to text with them.

How’s the pay?

You can make $0.35 per text message that you reply to, if you reply within 24 hours. So it’s in your interest to engage and keep that person replying if you want to earn more.

Once you accumulate $10, you can withdraw it through direct deposit to your US-based bank account.

If you’re interested in receiving phone or video calls, you can earn even more; you can set your audio call rate up to $48 per hour and your video call rate up to $66 per hour, and you get 70% of that.

A catch: whoever initiates the contact is the one who pays. So make sure you patiently wait for someone to text you first.

The Bottom Line

Getting paid to text is unlikely to be the dream job you are envisioning, but there are still some programs out there that will help you make some extra cash in your spare time.

If texting isn’t really your thing, though, then I have suggestions for other easy ways to make money with your phone.

Here are other ways to earn through doing the most mundane stuff: watching TV, listening to music, eating, taking a walk, or simply hanging out.

Or check out these 100 easy ways to make extra money and find the right job for you.

You’d be surprised at what some people will pay you to do.

Do you think you can handle adult texting? Or are you more willing to answer questions? Share your thoughts with us in the comments!

Disclosure: This post may contain affiliate links. We may receive a commission when you click on them, but this is at no extra cost to you. Read our privacy policy for more information.

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How would you like to get some cash for doing absolutely nothing? Well, not exactly nothing. It sounds too good to be true, but it is!

You’ve probably heard of or tried many apps with a similar promise only to be disappointed in the end. There’s still one more that’s too captivating to ignore: Money SMS app.

This app guarantees you cash for doing so little, or so the website claims. There are lots of questions that may be racing through your mind right now. This review has all the answers that you need.

From letting you know the creators of the app, which year it was started, how to get started with it, how much you should expect to make from it, if it’s legit or a damn scam and so much more, we have what you need.

Don’t be too quick to trash it. Gone are the days of learning about a product and blindly following what people say about it.

Thanks to the magic of the web, you have the power to accept or pass on an offer. You can do some sniffing around for yourself if you want. Check it out first and try it, then decide for yourself.

If you’re not ready to go through so much hassle, just keep reading and by the time you read the last statement of this review, you’ll know what the app is all about and, hopefully, be ready to try it and enjoy the benefits that it has to offer.

Table of Contents

  • Ways to Make Money with Money SMS
  • Money SMS User Reviews
    • Pros
    • Cons

What is Money SMS?

Money SMS is a mobile app that pays you to get text messages from it on your smartphone. It’s not really known when it was started, but from the look of things, it’s a recent application.

It’s operated by TelQ, which is a German company that specializes in SMS testing. The TelQ platform allows Mobile Network Operators to keep an eye on and enhance the quality of SMS delivery and reception.

You receive payment to let SMS providers and Telecom Mobile Network Operators perform tests by sending you messages on your phone.

As per the app, these messages have no special meaning, so you shouldn’t reply to them. They’re random characters and begin with (!number!) within the content. Sometimes they might be links as well. You can delete them once your balance has been updated if you wish.

The messages are sent to their servers after you receive them automatically.

They carry out these tests to confirm and see to it that they deliver SMSs efficiently.

Speaking of worldwide, unfortunately, Money SMS is currently only available to some European and Asian countries.

How Money SMS Works

The app is only available to people using Android devices on Google Play Store.

To sign up, register with the company and provide them with your phone number and payment address. They’ll gain access to your geographical location. As you register, a list of countries that can use the app will be displayed. Select yours if it’s available and proceed.

If it isn’t among the countries, keep checking.

Ensure that you have an internet connection on your phone to receive the SMSs. You must also have a valid SIM card in your phone.

If you have a referral code, include it during the registration process. Once you forget to do so, the company can’t add it after you’ve registered.

The app should run in the background and you must have a stable internet connection at all times. Android OS closes apps sometimes, so you need to ensure that the app is opened if that happens. Messages are sent at any time of the day.

The number of messages you get largely depends on your location.

Getting Started with Money SMS

Money

Signing up on the app is free and easy. You just need to download the app from the Google Play Store first.

You’ll need to provide details such as your phone number, password, the country you’re from and your email address.

You get 0.25 Euros for signing up. You earn an extra 0.50 Euros if you sign up with a referral code.

Although you have to allow the app to gain access to your phone’s usage data, don’t worry. It uses very little data and doesn’t read your messages.

It only sends messages that begin with its unique test ID that their system creates to its server.

If you don’t receive any message yet you’ve signed up:

App To Earn Money For Not Texting And Driving

  • Ensure that your SIM card is in the same phone that the app is running
  • Check if you’re logged in
  • Check the strength of your internet connection
  • See if the app can work in the background and if it can receive SMSs

Failure to receive a message even after signing up could also be due to your phone being disconnected. Note the system sends test messages to phone numbers that are indicated to be active on their listing.

Ways to Make Money with Money SMS

Referral Program

Money SMS provides a unique referral code to all of its users. Copy it down and share it with your buddies.

When they sign up and enter your code, you earn 30% of the cash that they withdraw from their account. Talk about a generous commission rate!

It’ll reflect in your account once they make their first withdrawal.

Receiving SMSs

Plenty of Mobile Network Operators and Telecom SMS providers want to send SMS test messages to other countries. They use Money SMS to carry out these tests.

Money SMS, in turn, pays you because the providers use your phone number to provide testing services.

How Much You Can Earn from Money SMS

Like most other apps, this depends on your location and the number of messages you receive. Many people get 2-3 messages in a day.

Each message costs 0.02 Euros. If you’re among those who receive few messages, look on the bright side.

There’s no exact number of messages that anyone can receive. Therefore, your luck might change for the better with time.

You can also maximize your earnings by being extra active on the referral program. Invite as many people as you can. They don’t have to be your friends.

How to Receive Money

The cash-out amount of Money SMS is 2 Euros. They have several payment options from which their users can choose from:

  • Litecoin
  • PayPal
  • Skrill
  • Ethereum
  • Bitcoin

These are the only options that the company accepts. According to their site, they have no plans of adding any more options.

They don’t transfer cash to users’ bank accounts, mobile phones, or credit cards because of the high transaction fees charged.

Payment isn’t automatic. You have to request it from the company. Your payment is processed within 48 hours, but it usually reflects in your account in a few hours or minutes. At times, it may take two days before the money reaches you.

If after two days you don’t get your money, don’t hesitate to contact customer care. A lot of users complain about their money being held up when, in fact, they could improve the situation by doing something about it.

If you’re using PayPal, you have to be keener. You may be asked to accept or decline a payment that you receive.

Check your PayPal wallet. If you see ‘Unclaimed Payment’ from the company, choose ‘Accept’ and try any of these:

  • Open a secondary balance in Euro
  • Convert the cash in your local currency (note: Money SMS sends money to its users in Euro form).
  • Decline the payment and resend it to the sender. When they accept one payment, all payments to you in the future will automatically be accepted.

Money SMS may try sending money to you but the payment status reads failed. This means that they tried sending money to the payment address you filled in, but it didn’t go through.

Trying again may do the trick. You could also switch to another accepted payment option and make a withdrawal request again.

If you’re a PayPal user, check whether money reception is supported in your country.

Money SMS User Reviews

Most users think it’s great. Others with negative reviews mostly focus on the small amount of money it offers and that most times, the number of SMSs received are few.

All in all, the many positive reviews confirm that it’s creating an awesome name for itself and is not about to stop any time soon.

  • “It’s a good app”
  • “Best app”
  • “Hey my app is up-to date but I didn’t receive SMS why n Wi-Fi is on 24 hrs”
  • “Nice app fast pay”
  • “Good”
  • “I give 5 stars for many reasons: the app is legit, it doesn’t consume energy from my battery, I don’t need to work, I always receive reply from support. Although, the earning is very low but I like the app. I wish the app will not turn to scam in the future. I would like the developer to increase the earning. It takes too much time to reach the minimum. Keep on good work. Kind regards”.
  • “Good it’s real. But I don’t receive enough SMS. I made more than 2 months to have 2 Euros”.
  • “While the payouts aren’t a lot you don’t have to actually do anything. I’ve cashed out via PayPal before but I’m trying to let it run a little longer this time before calling out again.”
  • “I like this app they’re really paying..I just received it in my PayPal”.
  • “Get money for nothing”.

Pros and Cons of Money SMS

Pros

  • It’s lightweight
  • It’s got a fast payout rate
  • The commission rate for users who invite friends is unbelievably great
  • You have to do very little to get money
  • It offers users a variety of payment options
  • It is secure
  • Signing up is free

It’s Lightweight

Money SMS takes less than 5MB to download. Plus, it doesn’t take up so much space on your phone and is easy on its battery.

It’s Got a Fast Payout Rate

How many apps have a great cash-out amount? Not many. With Money SMS, you can withdraw your money once it reads 2 Euros in your account.

If you want the money to remain in your account until it multiplies, you’re free to do so. You call the shots when your money hits the 2-Euro mark.

Super Commission Rate

There are lots of online users. Finding ten or more people and inviting them to join Money SMS is, therefore, a piece of cake. The app’s unbeatable offer of giving you 30% of each of your pals’ earnings can earn you some amazing cash in a jiff.

Little Effort, More Money

Give them your phone number, ensure your internet is stable and that the app is always running in the background. That’s all it takes to make some money with this cool app.

Variety of Payment Options

Money SMS is flexible in terms of payment. If you don’t do Skrill or it isn’t working, the app offers you five more options that you can choose from: PayPal, MoneyWeb, Bitcoin, Litecoin, and Ethereum.

It Is Secure

Though the app has access to your SMSs, it doesn’t read your private messages. It only reads the test messages that it sends to you. You, therefore, don’t have to fret about your security.

Free Sign Up

You don’t need to pay even a dime for you to register to the app. And, you don’t have to worry about any hidden fees along the way. The app is as transparent as can be. You get 0.25 Euros just for signing up. If you sign up with an invitation code, the app gifts you with an extra 0.50 Euros.

Apps To Earn Money Texting Online

Cons

  • It isn’t available to all countries
  • Inconsistent number of test messages
  • Only available to smartphone users
  • It can’t work without internet
  • Few money-making opportunities
  • If your friends forget to include your code, you don’t get any credit

It’s Available to Selected Countries

Only people in some Asian and European countries can access the app. Others, including those in the U.S. and the U.K., can’t use the app.

If you’re from other countries, the only chance you get to the app is by tricking the online system.

Some users have shared their success of using the app even from countries that the app doesn’t support. Google offers some pretty neat ways to do this. It isn’t a guarantee that it’ll work, by the way.

Limited Test Messages

Having access to the app isn’t a guarantee that you’ll make some moolah fast. Depending on your location, you might get as low as two to no messages in a whole freaking day! Let’s not forget that each message earns you a mere 0.02 Euros.

Only Smart Phone Users Can Use It

Android users, to be more specific. Those with laptops, I-Phones, tablets, and other forms of technology can’t use the Money SMS app.

It Doesn’t Work Without Internet

The app can’t work on your phone if your phone doesn’t have internet. What’s more, you have to allow it to gain access to your internet. The internet has to be stable. Plus, you have to keep checking just in case the app has been closed.

Few Money-Making Opportunities

Most other apps offer their users more than two ways to get some cash in their account. Whether it’s through watching videos, playing games, taking surveys, and other wicked offers, you’re assured of making some real money at the end of the day.

That’s not the case with Money SMS app. Apart from receiving SMSs on your phone, the only other chance you get is joining and being active in the referral program.

If Your Friend(s) Don’t Include Your Code, You Get No Credit

To err is human. There’s a chance that one, if not all your friends, may accidentally forget to enter your code as they sign up for the app. It’s perfectly normal to forget.

Well, if they don’t enter your code, you don’t get 30% of their earnings even if you invited them to join. Here’s another drawback: once they’ve forgotten, you can’t enter your code later.

What Puts Money SMS a Step Ahead of the Rest?

It’s free and easy to join, offers a variety of payment options, guarantees you security and the best part; it gives users a generous commission for inviting their friends to be a part of it.

Granted, other apps may provide you with some or all of the above offers, but the deal isn’t as good in the commission part. A number of apps don’t even reward you at all for expanding their fan base.

They also show you the countries that have access to it before you log in so you won’t have to waste time joining if your country isn’t one of them.

Most importantly, no matter how busy you are, you can spare less than a minute for it in a day. Your smartphone does all the work for you while you take care of other duties. You’ll only have to check if the app is running and if your internet is in check from time to time.

Is Money SMS Legit or a Scam?

Many users have shared their concerns about the security of their messages. Money SMS has assured users on their website that they don’t read what they aren’t supposed to.

Apps To Earn Money Texting Without

Away from that, lots of users have shown their approval of the app by giving positive reviews about it. That means it’s a 100% legit way to earn some extra money.

Plus, Money SMS takes all the required measures so it complies with the latest GDPR privacy policy requirements.

They have an independent website, NetBusinessRating, where you can have a look at the proofs of payments from many of their users.

Is Money SMS Worth Your Time?

We can tell you this for free: Hell yeah! It’s the perfect app for you if you’ve got a lot on your plate but you can really use a couple of extra bucks.

Money SMS is a pretty straightforward app, which is a plus if you’re not the tech-geek type since you can use it with the greatest of ease.

In addition, in case you get stuck along the way, or if you’re experiencing any difficulties in the signup process, you can always check out the Help Center page on their website. It’s detailed and offers help for the most common problems.

Contacting customer care is another option. The staff is competent, polite, always willing to help and most importantly, always available no matter what time of the day it is.

It wouldn’t hurt for you to sign up and take advantage of its generous referral program offer. If you aren’t satisfied with it, you can always opt out of it completely and try other sites that you feel have better offers.

Money SMS Alternatives

If you’re looking to earn more than you would on the app, or want to know other apps that you can pair the Money SMS app with to make more money in a short time, here are some apps that you should check out and sign up to:

  • SlideJoy
  • InCompass
  • CashMagnet

Final Thoughts

Apps To Earn Money Texting Free

Finding a legit money-making app can be difficult. It’s easy to lose hope on the internet and stick to the 9 to 5 or worse, borrowing loans from your friends and loved ones. You may ultimately feel like losing hope. Try the Money SMS app.

Sure, it may have its drawbacks, and the pay isn’t always impressive, but what better way to earn money than the easy way?

If you have any doubts, read what others are saying about it. Better yet, give it a shot to get a feel of it.

Money SMS is a great app that you can use to earn a small passive income from the comfort of your phone.

Word of advice though: Don’t make it your only source of income. It may take you more than two months to attain the required cash-out amount of 2 Euros.

Apps To Earn Money Texting People

Consider signing up now to it if you haven’t yet. And if you already have, please share your experience with us. We’d love to know what you think.