The idea of the Earnin app is simple. Via Earnin, you can access your money, as soon as you earn it, as opposed to waiting for your paycheck to come through. By getting your money when you need it, you should theoretically be able to manage your cash flow better each month.
- What Does Money Earned Mean In Earnin App Review
- What Does Money Earned Mean In Earnin App Store
- What Does Money Earned Mean In Earnin App
- What Does Money Earned Mean In Earnin App Reviews
Deposit your preferred crypto into Crypto Earn to start accruing interest daily to grow your crypto assets.
Note: CRO deposits in Earn differs fromCRO staking. Please referhere on how to stake your CRO for theCrypto.com Visa card.
How to participate?
Go into the Super App Menu from the homepage
2. In the App’s Crypto Earn screen, select your preferred term and choose to make a deposit with:
Available Cryptocurrency | Supported Locations |
BTC, CRO, ETH, LTC, XRP, BNB, BAT, LINK, MKR, DAI, ATOM, BCH, VET, ICX, ADA, ENJ, ALGO, KNC, eGLD, COMP, MANA, DOGE, SHIB, MATIC, USDC | All |
PAX, PAXG, TUSD, TAUD, TCAD, TGBP, | All except Singapore |
EOS, XLM, XTZ, CELR, DOT | All except for the following the US states Alabama, Connecticut, Georgia, Hawaii, Idaho, Louisiana, New Mexico, North Carolina, Oregon, Vermont and Washington. |
USDT, OMG, UNI | All except the US. |
3. Once the deposit is confirmed, interest will start to accrue immediately
Who can participate in Crypto Earn?
Crypto.com App approved users except for citizens and residents of Hong Kong SAR, Switzerland, or Malta. Efforts are underway to make these products available to these jurisdictions.
What are the holding term options and APR?
There are three holding term options as follows:
Flexible holding term
1-month fixed term
3-month fixed term
Users can enjoy a better annual interest rate (APR) when they have CRO staked.
TERMS | Flexible (APR) | 1 Month (APR) | 3 Months (APR) | |||
With Ruby Steel/Midnight Blue | With >= Jade Green/Royal Indigo and above | With Ruby Steel/Midnight Blue | With >= Jade Green/Royal Indigo and above | With Ruby Steel/Midnight Blue | With >= Jade Green/Royal Indigo and above | |
CRO | 2% | 2% | 4% | 4% | 6% | 6% |
DAI | 6% | 8% | 8% | 10% | 10% | 12% |
PAX | 6% | 8% | 8% | 10% | 10% | 12% |
TUSD* | 6% | 8% | 8% | 10% | 10% | 12% |
TAUD* | 6% | 8% | 8% | 10% | 10% | 12% |
TCAD* | 6% | 8% | 8% | 10% | 10% | 12% |
TGBP* | 6% | 8% | 8% | 10% | 10% | 12% |
USDC | 6% | 8% | 8% | 10% | 10% | 12% |
USDT** | 6% | 8% | 8% | 10% | 10% | 12% |
ICX | 0.5% | 1% | 1% | 2% | 2% | 3% |
BTC | 1.5% | 2% | 3% | 4.5% | 4.5% | 6.5% |
ETH | 3.5% | 4.5% | 4.5% | 5.5% | 5.5% | 6.5% |
LTC | 0.5% | 1% | 1% | 2% | 2% | 3% |
XRP | 0.5% | 1% | 1% | 2% | 2% | 3% |
BCH | 0.5% | 1% | 1% | 2% | 2% | 3% |
KNC | 0.5% | 1% | 1% | 2% | 2% | 3% |
ALGO | 0.5% | 1% | 1% | 2% | 2% | 3% |
ATOM | 0.5% | 1% | 1% | 2% | 2% | 3% |
XTZ | 0.5% | 1% | 1% | 2% | 2% | 3% |
OMG | 0.5% | 1% | 1% | 2% | 2% | 3% |
XLM | 0.5% | 1% | 1% | 2% | 2% | 3% |
ADA | 0.5% | 1% | 1% | 2% | 2% | 3% |
EOS | 0.5% | 1% | 1% | 2% | 2% | 3% |
BNB | 0.5% | 1% | 1% | 2% | 2% | 3% |
BAT | 0.5% | 1% | 1% | 2% | 2% | 3% |
LINK | 0.5% | 1% | 1% | 2% | 2% | 3% |
MKR | 0.5% | 1% | 1% | 2% | 2% | 3% |
PAXG* | 0.5% | 1% | 1% | 2% | 2% | 3% |
VET | 0.5% | 1% | 1% | 2% | 2% | 3% |
ENJ | 0.5% | 1% | 1% | 2% | 2% | 3% |
COMP | 0.5% | 1% | 1% | 2% | 2% | 3% |
CELR | 0.5% | 1% | 1% | 2% | 2% | 3% |
MANA | 0.5% | 1% | 1% | 2% | 2% | 3% |
eGLD | 0.5% | 1% | 1% | 2% | 2% | 3% |
DOT | 6% | 8% | 8% | 10% | 10% | 12.5% |
UNI | 0.5% | 1% | 1% | 2% | 2% | 3% |
BNT | 0.5% | 1% | 1% | 2% | 2% | 3% |
DOGE | 0.5% | 1% | 1% | 2% | 2% | 3% |
SHIB | 0.5% | 1% | 1% | 2% | 2% | 3% |
MATIC | 6% | 8% | 8% | 10% | 10% | 12% |
*Singapore users will not have these stablecoins available (TUSD/ PAX/ PAXG/ TAUD/ TCAD/ TGBP)
** USDT is not available for the U.S
Crypto.com Private members will enjoy an additional 2% p.a. interest (paid in CRO) on all fixed-term deposits*
*Not applicable for CRO
What Does Money Earned Mean In Earnin App Review
Can I make more than one deposit for Crypto Earn?
Yes. You can have multiple active deposits, as long as the limit is within the following USD equivalent for all deposits combined.
CRO Staked (card tier) | Maximum (USD equivalent) |
Obsidian | $2 000 000 |
Frosted Rose Gold/Icy White | $1 000 000 |
Below Frosted Rose Gold/Icy White | $500 000 |
(e.g. You are currently staking for Frosted Rose Gold or Icy White. You can have 2 deposits for the 1-month term, 3 deposits for the 3-month term, and 2 deposits for the flexible term - a total of which does not surpass USD $1,000,000 equivalent)
Can I deposit different cryptos for different terms?
Yes, you can.
(e.g. you can make a deposit in TUSD and another deposit in BTC for the 1-month term, and one deposit of TUSD, BTC, and PAX each for the 3-month term).
What are the deposit limits for Crypto Earn?
Maximum Limit
CRO Staked (card tier) | Maximum (USD equivalent) |
Obsidian | $2 000 000 |
Frosted Rose Gold/Icy White | $1 000 000 |
Below Frosted Rose Gold/Icy White | $500 000 |
Minimum Limit
Minimum | |
ADA | 250 |
ALGO | 150 |
ATOM | 12 |
BAT | 400 |
BCH | 0.35 |
BNB | 2 |
BTC | 0.005 |
CELR | 12000 |
COMP | 0.5 |
CRO | 5000 |
DAI | 250 |
DOT | 10 |
EGLD | 2 |
ENJ | 450 |
EOS | 50 |
ERD | 12500 |
ETH | 0.15 |
ICX | 150 |
KNC | 110 |
LINK | 7.5 |
LTC | 1.5 |
MANA | 750 |
MKR | 0.1 |
OMG | 35 |
PAX | 250 |
PAXG | 0.1 |
TAUD | 400 |
TCAD | 350 |
TGBP | 200 |
TUSD | 250 |
UNI | 12.5 |
USDC | 250 |
USDT | 250 |
VET | 5000 |
XLM | 450 |
XRP | 450 |
XTZ | 50 |
BNT | 40 |
DOGE | 500 |
SHIB | 8 000 000 |
MATIC | 250 |
For flexible term, the interest accrual will pause for a user if they have less than the following amounts, and resume once the deposit balance increases above these thresholds:
Minimum threshold
Minimum | |
ADA | 25 |
ALGO | 15 |
ATOM | 1.2 |
BAT | 40 |
BCH | 0.035 |
BNB | 0.2 |
BTC | 0.0005 |
CELR | 1200 |
COMP | 0.05 |
CRO | 500 |
DAI | 25 |
DOT | 1 |
EGLD | 0.2 |
ENJ | 45 |
EOS | 5 |
ERD | 1250 |
ETH | 0.015 |
ICX | 15 |
KNC | 11 |
LINK | 0.75 |
LTC | 0.15 |
MANA | 75 |
MKR | 0.01 |
OMG | 3.5 |
PAX | 25 |
PAXG | 0.01 |
TAUD | 40 |
TCAD | 35 |
TGBP | 20 |
TUSD | 25 |
UNI | 1.25 |
USDC | 25 |
USDT | 250 |
VET | 500 |
XLM | 45 |
XRP | 45 |
XTZ | 5 |
BNT | 4 |
DOGE | 50 |
SHIB | 800 000 |
MATIC | 25 |
How is the daily interest calculated?
Interest calculations take place at UTC 00:00:00 daily.
Fixed-term calculation formula for the daily interest
Daily Interest = Principal amount (in original cryptocurrency) x (APR/365)
[(e.g. If you’ve staked CRO Tokens, opted for a 1-month term and deposited 1 BTC, your calculation will be 1 x (4.5%/365)]
Flexible term calculation formula for the daily interest
Daily Interest = Minimum Daily Balance x (APR/365)
[The minimum daily balance is the minimum balance for the users’ crypto asset under Crypto Earn flexible term between UTC 00:00:00 and UTC 23:59:59 every day]
Note:
Interest for Flexible Term will start to accrue a day after you make a deposit.
APR will change if you choose to stake/unstake CRO in the middle of your deposit term.
When will I receive the interests from my deposit(s)?
You will receive your total accumulated interest every 7 days. It will be deposited into your crypto wallet and will be available for use immediately.
What currency will the interest be paid out in?
The interest will be paid out in the same currency as your deposit currency (e.g. if you deposit BTC, you will earn interest in BTC).
Where can I see the accrued interests from my active deposit(s)?
You can see the daily interest from active deposits accumulate in the Crypto Earn home screen under ‘Total Earnings’.
What happens when I upgrade my staking tier?
The higher APR will be applied the following day, to all existing terms, for the remainder of the term. Crypto.com Private members will enjoy an additional 2% p.a. interest (paid in CRO) on all fixed-term deposits* starting a day after the upgrade.
What Does Money Earned Mean In Earnin App Store
*Not applicable for CRO
What happens when I reach the end of a fixed term?
Your fixed-term deposits will be automatically transferred back to your crypto wallet in the App.
How to withdraw from Flexible term?
Tap on the '-' Icon (upper left hand corner)
2. Select the crypto to withdraw
3. Input the amount to withdraw
4. Confirm the withdraw
5 Withdrawn crypto amount will be back to your crypto wallet in the App
Why wait for payday? Access the money you already earned with the Earnin app, up to $100 a day. Get up to $500 per paycheck, save money for a chance to win cash prizes, get access to your money in an instant, help budget better, and connect your bank in a few easy steps. No hidden fees. No interest. No credit check. Just tip what you think is fair.
Earnin has over 1 million members making any day payday. Join us.
HOW TO CASH OUT:
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1. Connect your bank and tell us where you work.
2. Turn on Location Permissions - we'll automatically add earnings to your Earnin account when we see you're at your work address.
3. We'll verify your bank and confirm your hours worked; cash out up to $100 per day and tip what you think is fair, between $0-14.
4. On payday, we'll debit your account for the money you cashed out + tips.
What Does Money Earned Mean In Earnin App
YOUR TOOLS:
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+ Cash Out
Still waiting for payday? Get up to $100 per day of your money you’ve already earned – up to $500 per paycheck. Just connect your bank to Earnin.
Earnin works with: Bank of America, Wells Fargo, TD Bank, Chase, Navy Federal Credit Union, PNC Bank, USAA Bank, and more.
+ WeWin
Advance your savings goals! Every $10 put away in your Earnin Tip Yourself Jar is now a chance to win up to $10 million in cash prizes.
+ Lightning Speed
Connect your debit card to Earnin and receive your money in an instant, with no extra charge!
+ Balance Shield
Balance Shield Alerts notify you when your bank balance is getting low.
+ Cash Back Rewards
Earn up to 10% cash back when you shop at participating local and national businesses.
+ GPS Earnings
GPS Earnings automatically adds the money you’ve earned to your account based on your work address.
+ Live Chat Support
If you have any questions or issues with the Earnin app, our Live Chat team is available 24/7, 365 days a year.
+ Financial Calendar
Budget smarter! The Earnin Financial Calendar lets you know in advance when you have recurring payments coming up.
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Earnin is not affiliated with Chime, Dave, Albert, Brigit, CashNetUSA, Empower, Klover, MoneyLion, Cleo, Cash App, Daily Pay, Google Pay or Credit Karma.
Earnin is not a payday loan, a cash loan, or an app to borrow money. Earnin gives you access to your pay, when you want, with no hidden fees, no interest, and no credit check.
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Disclaimers:
*Tipping options will vary between tools.
*Tip Yourself is a 0% Annual Percentage Yield and $0 monthly fee service. Your Tip Yourself Account and any Tip Jars are not Savings Accounts. For more information visit https://www.earnin.com/privacyandterms
*For Lightning Speed, transfer speeds may vary and could take up to 30 minutes. Other restrictions and/or third party fees may apply. For more information visit earnin.com/TOS
*Balance Shield Cash Outs are subject to your available earnings and daily/pay period Max. Other restrictions apply. For more information visit earnin.com/TOS
*By using Cash Back Rewards (powered by Empyr) you allow participating merchants and/or card networks details of your transactions. Cash Outs may take up to 30 minutes, actual transfer speeds will depend on your bank connection. For more information visit earnin.com/TOS
*Restrictions and/or third party fees may apply. For more information visit earnin.com/TOS.
*Number of people using Earnin is from an internal analysis conducted by Earnin in January 2021, representing total users who Cashed Out at least once from January 1 to December 31, 2020.
What Does Money Earned Mean In Earnin App Reviews
*NO PURCHASE NECESSARY TO ENTER OR WIN WEWIN: Must be 18 years of age or older and a legal resident of the U.S. or DC. Games begin each Sunday starting 12/6/20 at 9:01 p.m. ET and end the following Monday at 9:00 p.m. ET with the last Game ending 12/19/21. To view official rules, odds disclosures, prize details, and alternate means of entry, visit https://www.earnin.com/wewin/game-rules/ Void where prohibited. $10,000,000 grand prize payable over 29 years. Sponsor: Activehours, Inc.